Minimum Loan Amount: $165,000
Minimum Credit Score: 740
LTV: 60%
Property Type: Single Family Detached
Loan Type: Purchase or Rate & Term Refinace

30 Year Fixed Conforming
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

20 Year Fixed Conforming
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

15 Year Fixed Conforming
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

10 Year Fixed Conforming
10 YEAR FIXED RATE LOAN. OWNER OCCUPIED. NO PRE PAYMENT PENALTY. ESCROWS FOR PROPERTY TAXES AND HAZARD INSURANCE IS REQUIRED. FICO 740+ REQ'D. CASH OUT OVER 60% LTV THERE IS A .50 POINT CHARGE.

3/1 ARM Conforming
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

5/1 ARM Conforming
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

7/1 ARM Conforming
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

10/1 ARM Conforming
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

1 Year ARM Conforming
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

JUMBO LOAN DETAILS 30 Year Fixed Jumbo
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

20 Year Fixed Jumbo
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

15 Year Fixed Jumbo
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

10 Year Fixed Jumbo
15 YEAR FIXED RATE LOAN. OWNER OCCUPIED. NO PRE PAYMENT PENALTY. ESCROWS FOR PROPERTY TAXES AND HAZARD INSURANCE IS REQ. FICO 740+ REQ'D.FOR CASH OUT LOANS THERE IS A .50 POINT CHARGE. LOCK DEPOST MAY BE REQ.

3/1 ARM Jumbo
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

5/1 ARM Jumbo
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

7/1 ARM Jumbo
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

10/1 ARM Jumbo
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

1 Year ARM Jumbo
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

CONFORMING INTEREST ONLY LOAN DETAILS 30 Year Fixed Conforming Interest Only
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

3/1 ARM Conforming Interest Only
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

5/1 ARM Conforming Interest Only
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

7/1 ARM Conforming Interest Only
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

10/1 ARM Conforming Interest Only
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.

JUMBO INTEREST ONLY LOAN DETAILS 30 Year Fixed Jumbo Interest Only
OWNER-OCCUPIED. FICO >740. NO PREPAYMENT PENALTY. IMPOUNDS FOR PROPERTY TAXES & INSURANCE IS REQ. CASH OUT OVER 60% LTV SUBJECT TO A .50 POINT CHARGE. SPECIAL NOTE: LTV REDUCTION MAY APPLY DUE TO SOFT MARKET CONDITIONS IN GEOGRAPHIC LOCATION.