7 Day Express Mortgage Closing:

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Aurora Financial is committed to providing the fastest closing times in the Industry. We guarantee we will close a Purchase transaction in 7 Business days or we’ll credit the borrowers $1,000 at the time of closing.

Conditions for the 7 Day Express Close:

- W2 Borrowers (Must have the same job for the last 2 years)
- FHA and Conventional Loans
- 7 Day Clock starts when borrowers sign all initial disclosures
- Provide all income / asset documentation along with a ratified sales contract
- Loan amounts over $100,000 to $729,000
- Borrowers must have filed tax returns for the last 2 years
- DU Approve/Eligible loans only
- Primary Owner Occupied Properties only
- Minimum credit score 660

Ineligible for the Closing Guarantee:

- Self Employed borrowers
- Delays in Appraisals / Value Issues
- Delayed Payoffs
- Subordination Agreements
- Title issues
- Condominiums do not qualify
- Filed for extension with the IRS
- Delays in obtaining Mortgage Insurance
- HOA Delays
- Short Sales / Foreclosures
- Gift Funds
- Second Homes / Investment Properties

If the property / borrowers do NOT qualify for the 7 Day Express Close, we will make every effort to close the loan in the shortest time possible! (Typically 10 Business Days)